Welcome to the website of Jill N. Johnson ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of [website URL] (the "Site"), including any content, tools, products, and services offered on or through the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Who We Are

This Site is operated by Jill N. Johnson, founder of ALIA Ventures and creator of the FIC (Financial Independence, Clarity & Confidence) System.

2. Eligibility

You must be at least 18 years old to use this Site. By using the Site, you represent that you meet this requirement.

3. Not Financial, Legal, or Professional Advice

The content on this Site — including articles, guides, downloads, emails, courses, and any related materials — is provided for general informational and educational purposes only. It does not constitute financial, legal, tax, accounting, or other professional advice, and should not be relied upon as such.

You should consult a qualified professional regarding your individual financial situation before making any decisions based on content from this Site. We do not guarantee any specific results or outcomes, and your results may vary based on your individual circumstances.

4. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable local, state, national, or international law
• Attempt to gain unauthorized access to any portion of the Site or its related systems
• Interfere with or disrupt the Site or servers/networks connected to the Site
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without express written permission
• Use any automated system (bots, scrapers, etc.) to access the Site
  
  

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, course materials, the FIC System framework, and downloadable resources — is the property of Jill N. Johnson / ALIA Ventures and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from this content without prior written consent.

6. Products, Services, and Purchases

Any products, programs, memberships (including Gold Club), assessments, or services offered on this Site are subject to the specific terms, pricing, and policies disclosed at the point of purchase. All sales are subject to our refund and cancellation policies, as stated at checkout or in your enrollment agreement.

We reserve the right to modify, discontinue, or change pricing for any product or service at any time without prior notice.

7. Email Communications

By providing your email address and subscribing to our list, you consent to receive emails from us, including newsletters, updates, and promotional content. You may unsubscribe at any time using the link provided in any email.

8. Third-Party Links

The Site may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of a link does not imply endorsement.

9. Disclaimer of Warranties

The Site and all content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or secure, or that any information provided is accurate, complete, or current.

10. Limitation of Liability

To the fullest extent permitted by law, Jill N. Johnson and ALIA Ventures shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or reliance on any content provided, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Jill N. Johnson, ALIA Ventures, and their respective officers, employees, and affiliates from any claims, damages, losses, or expenses (including reasonable attorney fees) arising out of your use of the Site or violation of these Terms.

12. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert State/Jurisdiction], without regard to its conflict of law principles.

14. Contact Us

If you have any questions about these Terms, please contact us HERE.

This document is a general template and does not constitute legal advice. Please consult a licensed attorney to ensure compliance with applicable laws for your specific business and jurisdiction.